Privacy Policy

Privacy Policy

Introduction

Welcome to https://secured-debt-consolidation-loans.vibereports.co.uk (hereinafter referred to as “Secured Debt Consolidation Loans,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy details our practices regarding the collection, handling, and protection of data from our users, in line with various global privacy regulations, including:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • General Data Protection Law (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA/CPRA) in California, USA
  • Colorado Privacy Act (CPA)
  • Utah Consumer Privacy Act (UCPA)
  • Connecticut Consumer Data Protection Act (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • Protection of Personal Information Act (POPIA) in South Africa

Scope

This policy applies to all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party websites, apps, or services linked from our site. These entities have their own privacy policies, and we encourage you to review them before providing any personal data.

Processing Activities

This Privacy Policy guides how we interact with users who:

  • Use our applications and services as authorized users
  • Visit and navigate through our websites
  • Subscribe to receive communications from us, such as newsletters, promotional emails, or SMS messages

Personal Data Collection

We collect several types of personal information to enhance your experience and provide tailored services. This includes:

  • Account Information: Details required to create and manage your user account, including usernames, passwords, and profile data.
  • Payment Information: Data related to transactions, such as cardholder names, credit/debit card numbers, expiration dates, and security codes.
  • Financial Information: Personal financial details, income levels, and information about your debt or loan applications.
  • Purchase Information: Records of products or services you’ve purchased from us, including order history and preferences.
  • Mobile Device Identifiers: Unique identifiers like IP addresses, device IDs, and mobile network data used for tracking and analytics.
  • Location Data: Information about your geographical location when using our location-based services.
  • Feedback: Reviews, comments, and responses provided by users to improve our products and services.
  • Social Media Information: Publicly available details from social media platforms when users choose to connect their accounts for seamless access.
  • Product Information: Data about the products or loans you show interest in, including preferred terms and conditions.

We collect this data through various methods, including direct user input, tracking technologies (like cookies), analytics tools, and third-party data providers.

Cookies

We employ cookies to enhance your experience on our website and for analytical purposes:

  • Strictly Necessary Cookies: These ensure basic functionalities of the site, such as enabling login sessions.
  • Preference Cookies: Tailored settings and preferences are saved for personalized experiences.
  • Analytics Cookies: Used by analytics tools to provide insights into how our site is used, helping us improve performance and usability.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control non-essential cookies.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected, including:

  • Processing loan applications
  • Providing customer support
  • Personalizing content and recommendations
  • Complying with legal obligations

Once the data is no longer required or upon user request, we securely delete or anonymize it.

Your Rights

Depending on your jurisdiction, you have certain rights regarding your personal information:

  • Access: The right to request access to and receive a copy of your personal data held by us.
  • Rectification: Correcting inaccurate or incomplete data.
  • Erasure (Right to be Forgotten): Deleting your data upon request, except where legally prohibited.
  • Restriction: Limiting the use of your data in certain circumstances.
  • Portability: Receiving a portable copy of your data for reuse with another service provider.
  • Objection: Opposing processing activities for legitimate interests.
  • Non-Discrimination: The right to be free from discrimination when exercising your privacy rights.

To exercise these rights or for data-related inquiries, please contact our Data Privacy Team via email at [email protected] or by postal mail to:

Secured Debt Consolidation Loans
Data Privacy Team
[Address]

Changes to Policy

We reserve the right to update this Privacy Policy at any time, and any changes will be posted on our website. We encourage users to review this policy periodically for the latest information on our privacy practices.

Contact Information

For general inquiries, technical support, or data-related matters, please reach out to us:

Email: [email protected]

Postal Mail: Secured Debt Consolidation Loans, Data Privacy Team, [Address]